Mike writes:
Holidaymakers should steer themselves away from believing that travel insurance is only needed to cover flight cancellations, according to one expert.
Perry Wilson of insurance firm InsureandGo said that medical expenses are actually the largest part of travel cover and should be particularly considered by those jetting off on skiing and snowboarding holidays.
He stressed that travel insurance policies with the right levels of cover can include personal liability in the event of a collision on the slopes, as well as for the holidaymaker's own medical costs.
"I think travel insurance should be compulsory when you leave the UK," Mr Wilson went on to add.
Currently, travellers can make use of the European Health Insurance Card to obtain free or reduced cost medical treatment when in a European Economic Area country or in Switzerland. However, it does not offer full, comprehensive health cover.
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